SCHW

Charles Schwab Corporation Seasonal Stock Pattern
$97.00 +1.27%

38 years of seasonal data. AI scored daily.

Best Month Oct +5.0% 71% win rate
Worst Month Aug -1.2% 58% win rate
AI Bias LONG 95.1 84.5% win prob
History 38 yrs Updated daily

Charles Schwab Corporation (SCHW) has historically averaged +5.0% in Oct with a 71% win rate over 38 years of data, making Oct the best month to buy SCHW stock. Aug is the weakest month, averaging -1.2%. TradeWave's AI currently assigns SCHW a long seasonal bias with a score of 95.1 and 84.5% win probability, based on 38 years of comparable seasonal windows.

Next 30 Days for SCHW: Seasonal Outlook

Over the last 38 years, buying SCHW on this calendar date (2026-07-04) and holding through 2026-08-03 produced +2.07% on average, with 22 winning years and 16 losing years. TradeWave's AI derives a LONG bias for this setup.

Midterm (Year 2) only (9 samples)
SCHW has averaged -0.35% in this 30-day window during midterm years (6 up, 3 down).
That's -2.42 pts vs the all-years average of +2.07%. 2026 is a midterm year.
AI Score: 95.1 LONG bias 84.5% Model Win Prob +3.90% Predicted +6.05% Peak

Best historical year in this window: 1989 (+37.5%). Worst: 1999 (-29.4%). This synthetic 30-day setup is re-scored daily.

Monthly Seasonality for SCHW

Average monthly return from 1988 to 2026. Green bars are positive months, red bars are negative. The highlighted bar is SCHW's historically strongest month.

+5.0% 0% -5.0% +3.0% Jan +1.2% Feb +0.8% Mar +1.7% Apr +2.0% May -0.8% Jun +2.7% Jul -1.2% Aug +1.8% Sep +5.0% Oct +3.8% Nov +4.9% Dec

Based on 38 years of data (1988 to 2026). Best month is Oct, highlighted in gold.

SCHW Monthly Performance Stats

All 12 months, based on 38 years of historical price data.

Month Avg Return Win Rate Best Year Worst Year
Jan +2.96% 49% +51.8% -20.2%
Feb +1.18% 46% +33.3% -23.2%
Mar +0.82% 59% +32.2% -32.3%
Apr +1.73% 56% +32.0% -21.8%
May +1.97% 49% +22.9% -16.2%
Jun -0.77% 46% +19.1% -20.8%
Jul +2.73% 63% +46.9% -18.6%
Aug (worst) -1.23% 58% +13.9% -19.3%
Sep +1.81% 53% +29.6% -18.2%
Oct (best) +4.99% 71% +31.3% -21.5%
Nov +3.76% 55% +22.4% -20.3%
Dec +4.91% 71% +56.1% -14.8%

SCHW: All Years vs Midterm (Year 2) Only

2026 is a midterm (year 2) year in the 4 year presidential cycle. The same monthly seasonality recomputed using only prior midterm (year 2) years (1990, 1994, 1998, 2002, 2006, 2010, 2014, 2018, 2022) often tells a very different story. Months where the cycle phase diverges most from the long-run average are where seasonal edges either compound or evaporate.

Month All Years Avg Midterm (Year 2) Avg Difference Sample (Phase)
Jan +2.96% -3.64% -6.60 pts 9 yr
Feb +1.18% +0.74% -0.44 pts 9 yr
Mar +0.82% +2.55% +1.73 pts 9 yr
Apr +1.73% -2.71% -4.44 pts 9 yr
May +1.97% -1.42% -3.39 pts 9 yr
Jun -0.77% -6.79% -6.02 pts 9 yr
Jul +2.73% -0.15% -2.88 pts 9 yr
Aug -1.23% -1.18% +0.05 pts 9 yr
Sep +1.81% +3.60% +1.79 pts 9 yr
Oct +4.99% +7.66% +2.67 pts 9 yr
Nov +3.76% +2.26% -1.50 pts 9 yr
Dec +4.91% +8.44% +3.53 pts 9 yr

Highlighted rows show months where midterm (year 2) years diverge by more than 3 percentage points from the long-run average. Sample sizes are small by design. Each cycle phase contains roughly one year in four of historical data.

Beyond Monthly Averages: Precision Seasonal Windows

Monthly averages show you the general direction. TradeWave goes further, scanning up to 98 years of daily price data to detect specific recurring date-range windows where SCHW has shown the strongest historical consistency.

TradeWave tracks over 475 stocks and ETFs daily, scoring every pattern window as it activates. SCHW has no active precision windows today, but new ones can open any day. Members get alerted the moment a high-probability window starts.

SCHW in Midterm (Year 2)

2026 is classified as midterm (year 2) in the 4 year presidential cycle. Historically, SCHW has averaged +7.5% returns in this cycle phase.

Post-Election
+43.2%
Midterm
+7.5%
Pre-Election
+34.7%
Election
+13.4%

Key Dates for SCHW

Next Earnings
2026-07-16
12 days away
Best Month to Buy
Oct
Avg +4.99%, 71% win rate
Worst Month
Aug
Avg -1.23%

SCHW Seasonal Pattern FAQ

Is SCHW a good stock to buy right now?

Over the last 38 years, SCHW has averaged +2.07% in the 30 days after 2026-07-04, winning 22 of 38 completed years. TradeWave's AI derives a LONG bias for this setup with an AI Score of 95.1 and 84.5% model win probability. This is seasonal pattern analysis, not a buy recommendation.

What is the best month to buy Charles Schwab Corporation stock?

Based on 38 years of historical data, Oct is the best month to buy Charles Schwab Corporation (SCHW) stock, with an average return of +5.0% and a 71% win rate.

What is the worst month for SCHW stock?

Aug is historically the worst month for Charles Schwab Corporation (SCHW) stock, with an average return of -1.2% and a 58% win rate over 38 years of data.

Should I buy or sell SCHW stock?

TradeWave's AI seasonal analysis currently shows a long bias for SCHW over the next 30 days, with an AI score of 95.1. This is based on how SCHW has historically performed during this same calendar window across 38 prior years. Seasonal patterns are one factor among many and should not be used as the sole basis for trading decisions.

Does Charles Schwab Corporation follow seasonal patterns?

Yes. Charles Schwab Corporation (SCHW) shows measurable seasonal tendencies across 38 years of historical data. The strongest month is Oct (+5.0% average return, 71% win rate) and the weakest is Aug (-1.2% average). These patterns are driven by factors like earnings cycles, tax-loss harvesting, fund rebalancing, and investor sentiment shifts. TradeWave's AI scores these patterns daily and identifies the highest-probability seasonal windows.

What is SCHW's stock forecast for 2026?

For the current seasonal window, TradeWave's AI projects a long bias for SCHW with +2.1% average historical return over the next 30 days. 2026 is a midterm (year 2) year in the presidential election cycle, which can amplify or dampen seasonal effects. See the election cycle section above for 2026-specific analysis.

Does SCHW follow election cycle patterns?

Yes, the cycle phase changes the picture for SCHW. Across all years, SCHW's strongest month is Oct (+5.0% avg). Looking only at prior midterm (year 2) years (9 samples: 1990, 1994, 1998, 2002, 2006, 2010, 2014, 2018, 2022), the biggest divergence is Jan, which averages -3.6% in this cycle phase versus +3.0% across all years (a -6.6 point shift). The strongest cycle-phase tailwind is Dec at +8.4% versus +4.9% all-years. 2026 is a midterm (year 2) year, so the cycle-filtered numbers are the more relevant guide right now.

How has SCHW performed historically by month?

Over 38 years of data, Charles Schwab Corporation (SCHW) shows distinct monthly patterns. The best month is Oct (+5.0% avg, 71% win rate) and the worst is Aug (-1.2% avg, 58% win rate). The full monthly breakdown with win rates, best and worst individual years, and election-cycle filters is shown in the tables above.

See the full seasonal analysis for SCHW

AI scored patterns, entry and exit windows, historical backtests, and daily picks. Free tier available.

Related Seasonal Patterns

Compare SCHW's seasonal trends with similar stocks. Charles Schwab Corporation's best month is Oct (+5.0% avg). See how these related tickers compare.

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Seasonal analysis, not investment advice. Past performance does not guarantee future results.

Last updated 2026-07-04