BAC

Bank of America Seasonal Stock Pattern
$58.73 +0.63%

46 years of seasonal data. AI scored daily.

Best Month Apr +2.4% 62% win rate
Worst Month Sep -1.8% 44% win rate
AI Bias LONG 95.1 84.5% win prob
History 46 yrs Updated daily

Bank of America (BAC) has historically averaged +2.4% in Apr with a 62% win rate over 46 years of data, making Apr the best month to buy BAC stock. Sep is the weakest month, averaging -1.8%. TradeWave's AI currently assigns BAC a long seasonal bias with a score of 95.1 and 84.5% win probability, based on 46 years of comparable seasonal windows.

Next 30 Days for BAC: Seasonal Outlook

Over the last 46 years, buying BAC on this calendar date (2026-07-04) and holding through 2026-08-03 produced +2.27% on average, with 24 winning years and 21 losing years. TradeWave's AI derives a LONG bias for this setup.

Midterm (Year 2) only (11 samples)
BAC has averaged -0.13% in this 30-day window during midterm years (5 up, 6 down).
That's -2.40 pts vs the all-years average of +2.27%. 2026 is a midterm year.
AI Score: 95.1 LONG bias 84.5% Model Win Prob +4.24% Predicted +6.69% Peak

Best historical year in this window: 2008 (+54.8%). Worst: 1999 (-14.0%). This synthetic 30-day setup is re-scored daily.

See BAC in TradeWave →

Monthly Seasonality for BAC

Average monthly return from 1980 to 2026. Green bars are positive months, red bars are negative. The highlighted bar is BAC's historically strongest month.

+2.4% 0% -2.4% +1.3% Jan +1.0% Feb +2.4% Mar +2.4% Apr +1.7% May +0.1% Jun +1.6% Jul +0.7% Aug -1.8% Sep +0.8% Oct +1.9% Nov +2.0% Dec

Based on 46 years of data (1980 to 2026). Best month is Apr, highlighted in gold.

BAC Monthly Performance Stats

All 12 months, based on 46 years of historical price data.

Month Avg Return Win Rate Best Year Worst Year
Jan +1.31% 57% +22.9% -54.1%
Feb +1.01% 53% +17.1% -34.2%
Mar +2.40% 51% +88.4% -27.2%
Apr (best) +2.44% 62% +26.7% -16.2%
May +1.73% 57% +29.5% -13.7%
Jun +0.09% 53% +17.9% -27.5%
Jul +1.55% 54% +38.2% -13.0%
Aug +0.68% 50% +14.8% -27.1%
Sep (worst) -1.77% 44% +11.3% -34.2%
Oct +0.78% 63% +30.0% -36.6%
Nov +1.89% 61% +29.7% -31.2%
Dec +2.05% 59% +18.6% -13.3%

BAC: All Years vs Midterm (Year 2) Only

2026 is a midterm (year 2) year in the 4 year presidential cycle. The same monthly seasonality recomputed using only prior midterm (year 2) years (1982, 1986, 1990, 1994, 1998, 2002, 2006, 2010, 2014, 2018, 2022) often tells a very different story. Months where the cycle phase diverges most from the long-run average are where seasonal edges either compound or evaporate.

Month All Years Avg Midterm (Year 2) Avg Difference Sample (Phase)
Jan +1.31% -0.83% -2.14 pts 11 yr
Feb +1.01% +3.89% +2.88 pts 11 yr
Mar +2.40% -0.65% -3.05 pts 11 yr
Apr +2.44% +2.14% -0.30 pts 11 yr
May +1.73% -0.48% -2.21 pts 11 yr
Jun +0.09% -4.41% -4.50 pts 11 yr
Jul +1.55% +0.10% -1.45 pts 11 yr
Aug +0.68% -1.08% -1.76 pts 11 yr
Sep -1.77% -5.56% -3.79 pts 11 yr
Oct +0.78% +1.66% +0.88 pts 11 yr
Nov +1.89% +2.46% +0.57 pts 11 yr
Dec +2.05% -0.79% -2.84 pts 11 yr

Highlighted rows show months where midterm (year 2) years diverge by more than 3 percentage points from the long-run average. Sample sizes are small by design. Each cycle phase contains roughly one year in four of historical data.

Beyond Monthly Averages: Precision Seasonal Windows

Monthly averages show you the general direction. TradeWave goes further, scanning up to 98 years of daily price data to detect specific recurring date-range windows where BAC has shown the strongest historical consistency.

29 Active patterns right now
138d Window length (top pattern)
85% AI win probability

TradeWave has identified 29 precise windows active for BAC right now, each with specific entry and exit dates and an AI-scored probability. These aren't broad monthly trends. They're exact date ranges backed by decades of historical data.

BAC in Midterm (Year 2)

2026 is classified as midterm (year 2) in the 4 year presidential cycle. Historically, BAC has averaged -3.1% returns in this cycle phase.

Post-Election
+31.1%
Midterm
-3.1%
Pre-Election
+9.3%
Election
+18.5%

Key Dates for BAC

Next Earnings
2026-07-15
11 days away
Best Month to Buy
Apr
Avg +2.44%, 62% win rate
Worst Month
Sep
Avg -1.77%

BAC Seasonal Pattern FAQ

Is BAC a good stock to buy right now?

Over the last 46 years, BAC has averaged +2.27% in the 30 days after 2026-07-04, winning 24 of 45 completed years. TradeWave's AI derives a LONG bias for this setup with an AI Score of 95.1 and 84.5% model win probability. This is seasonal pattern analysis, not a buy recommendation.

What is the best month to buy Bank of America stock?

Based on 46 years of historical data, Apr is the best month to buy Bank of America (BAC) stock, with an average return of +2.4% and a 62% win rate.

What is the worst month for BAC stock?

Sep is historically the worst month for Bank of America (BAC) stock, with an average return of -1.8% and a 44% win rate over 46 years of data.

Should I buy or sell BAC stock?

TradeWave's AI seasonal analysis currently shows a long bias for BAC over the next 30 days, with an AI score of 95.1. This is based on how BAC has historically performed during this same calendar window across 46 prior years. Seasonal patterns are one factor among many and should not be used as the sole basis for trading decisions.

Does Bank of America follow seasonal patterns?

Yes. Bank of America (BAC) shows measurable seasonal tendencies across 46 years of historical data. The strongest month is Apr (+2.4% average return, 62% win rate) and the weakest is Sep (-1.8% average). These patterns are driven by factors like earnings cycles, tax-loss harvesting, fund rebalancing, and investor sentiment shifts. TradeWave's AI scores these patterns daily and identifies the highest-probability seasonal windows.

What is BAC's stock forecast for 2026?

For the current seasonal window, TradeWave's AI projects a long bias for BAC with +2.3% average historical return over the next 30 days. 2026 is a midterm (year 2) year in the presidential election cycle, which can amplify or dampen seasonal effects. See the election cycle section above for 2026-specific analysis.

Does BAC follow election cycle patterns?

Yes, the cycle phase changes the picture for BAC. Across all years, BAC's strongest month is Apr (+2.4% avg). Looking only at prior midterm (year 2) years (11 samples: 1982, 1986, 1990, 1994, 1998, 2002, 2006, 2010, 2014, 2018, 2022), the biggest divergence is Jun, which averages -4.4% in this cycle phase versus +0.1% across all years (a -4.5 point shift). The strongest cycle-phase tailwind is Feb at +3.9% versus +1.0% all-years. 2026 is a midterm (year 2) year, so the cycle-filtered numbers are the more relevant guide right now.

How has BAC performed historically by month?

Over 46 years of data, Bank of America (BAC) shows distinct monthly patterns. The best month is Apr (+2.4% avg, 62% win rate) and the worst is Sep (-1.8% avg, 44% win rate). The full monthly breakdown with win rates, best and worst individual years, and election-cycle filters is shown in the tables above.

See the full seasonal analysis for BAC

AI scored patterns, entry and exit windows, historical backtests, and daily picks. Free tier available.

Related Seasonal Patterns

Compare BAC's seasonal trends with similar stocks. Bank of America's best month is Apr (+2.4% avg). See how these related tickers compare.

View all 100 seasonal patterns →

Seasonal analysis, not investment advice. Past performance does not guarantee future results.

Last updated 2026-07-04